Pay After You Pass
Unlike traditional prop firms, we don't charge you upfront. Prove your trading skills first — only pay upon passing the challenge. This is what makes a pay after pass funded account the best risk-free entry into professional trading. No financial pressure. No wasted fees. Just results.
YP Core
8% phase target, 4% daily loss, 8% max loss, 5 minimum trading days, and an 80% profit split.
What Is a Pay After You Pass Prop Firm Challenge?
A pay after you pass prop firm challenge lets traders start a funded account evaluation without paying any upfront fee. Instead of charging a challenge fee before you trade, the firm only collects payment once you have successfully met all the trading objectives — profit targets, drawdown limits, and consistency rules. If you fail, you owe nothing.
This model removes the biggest barrier to entry for serious traders: the financial risk of paying for multiple failed attempts. With the pay later model, your only investment is time and skill. At Yo Pips, we built our entire funding model around this principle — start your best pay after pass funded account challenge today and only pay once you prove you are ready.
Zero Upfront Cost
Start your challenge with no payment. Entry is completely free until you pass.
No Risk if You Fail
Failed attempts cost you nothing. Retry as many times as you need — always free.
Fee Deducted from Profit
The challenge fee is deducted automatically from your first profitable withdrawal.
No Time Limits
No rushing. Trade at your own pace and hit targets on your own timeline.
Up to 100% Profit Split
Keep the lion's share of your profits from the first payout onwards.
Instant Funded Access
Once you pass and pay, your funded account is activated within 24 hours.
Why YoPips is the Best Pass First Pay Later Prop Trading Firm
Only YoPips offers a true Pass First Pay Later prop trading challenge - no upfront fee, no time limits, and up to 100% profit split. See how we compare to every other pay later prop firm.
| Feature | Yo Pips | Goat Funded | Atlas Funded | Aqua Funded | GFT |
|---|---|---|---|---|---|
| Pay After You Pass Model | |||||
| No Upfront Fee Required | Partial | Partial | |||
| No Time Limits on Challenge | — | — | — | — | |
| Up to 100% Profit Split | — | — | — | — | |
| Accounts up to $200K | — | — | — | ||
| Fee Refunded on First Payout | — | — | — | ||
| Support in 20+ Languages | — | — | — | — |
Comparison based on publicly available information at time of writing. Features and terms may change — always verify directly with each firm before trading.
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How Pass First Pay Later Works — Step by Step
Simple
Start Your Prop Trading Challenge
Free to Begin. Register your account and access your MetaTrader 5 challenge instantly. No payment required upfront.
Start Your Prop Trading Challenge
Free to Begin. Register your account and access your MetaTrader 5 challenge instantly. No payment required upfront.
Pass the Challenge
Then Pay the Fee. Hit your profit targets, manage your drawdown, trade for minimum 5 days. Once you pass — only then is the fee charged.
Pass the Challenge
Then Pay the Fee. Hit your profit targets, manage your drawdown, trade for minimum 5 days. Once you pass — only then is the fee charged.
Get Funded & Withdraw Your Profits
Trade your funded account with up to $200,000 in capital. Keep up to 90% of every dollar you earn. Your challenge fee is fully refunded after your first payout.
Get Funded & Withdraw Your Profits
Trade your funded account with up to $200,000 in capital. Keep up to 90% of every dollar you earn. Your challenge fee is fully refunded after your first payout.
Fast & Secure Payouts
for Funded Traders
Real Rewards
Reward Guarantee
Get Paid within 2 Business days or we pay an extra $500
$13,000,000 +
Paid to Traders Worldwide
100%
Profit split kept
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What Funded Traders
Say About YoPips Pass First Pay Later
Passed a 10K challenge and I have now...
Passed a 10K challenge and I have now been gotten payout twice. Payout was literally within immediate. Yo Pips is the best if you're looking for a trusted prop firm trust me. I just bought a 100K challenge and can't wait to pass that as well.
Great customer service and quick payout...
Great customer service and quick payout processing ,best prop firm in the industry.
This company is perfect for everybody...
This company is perfect for everybody who want to start with bigger amount of money and don't have it himself . Trustable company
Yo Pips is best place for professional...
Yo Pips is best place for professional traders without a doubt.
Very happy with Yo Pips
Very happy with Yo Pips. I have successfully received my Reward as well as the Challenge fee refund, exactly as promised. The process was...
I have just started with Yo Pips and I am...
I have just started with Yo Pips and I am on a demo account, so once I get all my setup in place of course I will have a much better view but so far I am greatfull that the service is available. Thanks Nabil Magar.
Yo Pips Evaluation
188 Excellent experience... My first reward was successfully deposited into my...
fast payout
fast payout, helpful support. everything's legit.
This platform offers the best service...
This platform offers the best service for secure and disciplined trading.
Passed a 10K challenge and I have now...
Passed a 10K challenge and I have now been gotten payout twice. Payout was literally within immediate. Yo Pips is the best if you're looking for a trusted prop firm trust me. I just bought a 100K challenge and can't wait to pass that as well.
Great customer service and quick payout...
Great customer service and quick payout processing ,best prop firm in the industry.
This company is perfect for everybody...
This company is perfect for everybody who want to start with bigger amount of money and don't have it himself . Trustable company
Yo Pips is best place for professional...
Yo Pips is best place for professional traders without a doubt.
Very happy with Yo Pips
Very happy with Yo Pips. I have successfully received my Reward as well as the Challenge fee refund, exactly as promised. The process was...
I have just started with Yo Pips and I am...
I have just started with Yo Pips and I am on a demo account, so once I get all my setup in place of course I will have a much better view but so far I am greatfull that the service is available. Thanks Nabil Magar.
Yo Pips Evaluation
188 Excellent experience... My first reward was successfully deposited into my...
fast payout
fast payout, helpful support. everything's legit.
This platform offers the best service...
This platform offers the best service for secure and disciplined trading.
Frequently Asked Questions — Pass First Pay Later Prop Trading Challenge
Everything you need to know about the YoPips Pass First Pay Later challenge.
YoPips Pass First Pay Later is a prop trading challenge where you pay zero upfront. You complete the full funded trading challenge first — hit your profit targets, manage your risk — and only pay the challenge fee after you have successfully passed.
Join the room where funded traders sharpen the edge.
Connect with 250,000+ traders worldwide, swap ideas in real time, and stay close to challenge updates, wins, and platform insights across Discord and Telegram.
Traders in the broader Yo Pips network
Languages supported across the platform
Daily discussions, reactions, and support
Community Pulse
Wins, setups, and challenge talk
Watch traders break down challenge-friendly setups
Catch payout milestones and community celebrations
Stay updated when new promos and platform changes drop
Network
24/7
Global conversations moving across time zones.
Access
Fast
Jump in, ask questions, and learn without waiting.