Refer a trader.
Get them verified.
Unlock a funded account.

“The only prop firm that lets you pass before you pay.”

Every trader you refer to Yo Pips who verifies their email and WhatsApp adds $5 to your Referral Wallet. Reach 3 successful direct referrals and unlock a free $1,000 account — reach 5 and unlock the maximum $5,000 account.

Rewards are Referral Wallet credit — verified, tracked, and never withdrawable as cash.

XAU/USD · +2.48%
9:41
Live wallet preview
Verified
Referral
Direct referrer reward+$5.00
Level 2 upline (20%)+$1.00
Level 3+ upline (5%)+$0.25
Successful directs so far2 / 3

1 more successful direct referral unlocks the $1,000 account.


Transparency in every calculationTrader-Centric reward designInnovation in the referral treeSustainability built into the program

Two milestones. One simple rule: direct referrals only.

Your milestone count is based on people you directly referred and got verified — not clicks, not signups, and not the referrals made by your network.

Per referral
$5

Referral Wallet credit

Added the moment a direct referral completes both email and WhatsApp verification.

3 successful direct referrals
$1,000

Funded account, free

Your first milestone. Get there and a $1,000 account is unlocked in your dashboard.

5 successful direct referrals · Max
$5,000

Maximum milestone account

The highest reward in this program. Your $1,000 progress carries forward — nothing resets.

Walk through the referral flow

Click each stage to preview what it looks like on your dashboard.

0%
complete
STEP 01
Share link
Copy & send your code
STEP 02
Friend joins
Linked to you instantly
STEP 03
Email verified
Either order
STEP 04
WhatsApp verified
Either order
STEP 05
Reward credited
$5 + milestone count +1

This tracker is an interactive preview — your real referral progress lives in your Yo Pips dashboard.

From sharing your link to a funded account, in ten steps

The first six steps are what you and your referral experience. The rest happens automatically once verification is complete.

01

Share your referral link or code

Every Yo Pips trader gets a unique referral link and code from their dashboard. Send it however you like — chat, social, email.

02

Your friend joins Yo Pips

The moment they sign up through your link, their account is linked to you as the referrer — no manual claim needed later.

03

Referral appears on your dashboard

You'll see them listed as Pending, with a masked name/email and their live verification status.

04

Email verificationOrder-independent

Your referral verifies their email address. On its own, this does not trigger any reward yet.

05

WhatsApp verificationOrder-independent

Your referral also verifies their WhatsApp number. Email and WhatsApp can be completed in either order.

06

Referral status becomes Successful

Once both verifications are done, the referral flips to Successful — the single trigger for every reward below.

07

$5 is credited to your Referral Wallet

Instant, and permanently recorded in your reward ledger.

08

Upline commission is calculated

If you were referred by someone, they and their upline earn Level 2 and Level 3+ wallet commission on your success.

09

Dashboard, ledger and tree refresh

Your wallet balance, successful-direct count, and referral tree update together.

10

Milestones recalculate

3 successful direct referrals unlock the $1,000 account. 5 unlock the maximum $5,000 account.

Your journey from first referral to $5,000

The counter is cumulative — it only ever goes up. Claiming the $1,000 account never blocks you from reaching the $5,000 account later.

1
Direct referral
2
Direct referral
3
$1,000UnlockedMilestone 1
4
Direct referral
5
$5,000Max AccountMilestone 2
Step 1: 1 Direct Referral completed — $5 Referral Wallet credited

Useful credit — not cash

Referral Wallet balance is promotional purchase credit. It's designed to lower the cost of your next challenge, not to be withdrawn.

Every reward lands in one place

Direct rewards and upline commissions all go into your Referral Wallet — a single running balance.

Never withdrawable or transferable

Wallet balance cannot be cashed out or sent to anyone else — by design, it's challenge-purchase credit only.

Covers up to 50% of a challenge

At checkout, apply your balance toward an eligible challenge purchase — capped at half the price, every time.

Checkout example

Challenge price$10.00
Referral Wallet balance$50.00
Max wallet usage (50% cap)$5.00
You pay at checkout$5.00
max_usage = min(wallet_balance, price × 50%)
you_pay = price − max_usage
wallet_after = $50.00 − $5.00 = $45.00

One successful referral, three people paid

Only the direct referrer's milestone count increases. Everyone above them earns wallet commission — but the referral still belongs to the person who actually invited them.

+$5.00 · Direct+$1.00 · Level 2 (20%)+$0.25 · Level 3+ (5%)VERIFIEDSUCCESSDNew ReferralEmail + WA VerifiedCDirect ReferrerEarns +$5.00 (100%)BLevel 2 UplineEarns +$1.00 (20%)ALevel 3+ UplineEarns +$0.25 (5%)
  • Base direct reward is $5.00 — this is what funds every level above it.
  • Level 2 upline earns 20% of the base reward: $1.00 per success.
  • Level 3 and every eligible level beyond earns 5% of the base reward: $0.25 per level.
  • User C's direct-referral milestone counter increases by exactly 1. Users A and B are paid commission, but D is never counted as their direct referral.
  • Commission depth is configurable — it is not treated as guaranteed income, and payouts always stay inside the Referral Wallet.

Exactly what you'll see for each referral

Only the minimum needed to identify a referral is shown — full contact details of your downline are never exposed.

Referral Wallet balance: $47.25Successful directs: 2 / 3
ReferralJoinedEmailWhatsAppStatusReward
R. Ahmed ***@gmail.comAug 12✔ Verified✔ VerifiedSuccessful+$5.00
S. Khan ***@yahoo.comAug 15✔ Verified✔ VerifiedSuccessful+$5.00
M. Iqbal ***@outlook.comAug 20✔ Verified— PendingEmail verified
F. Noor ***@gmail.comAug 22— Pending— PendingWaiting for verification

A proprietary trading firm built on Pass First, Pay Later

Yo Pips is a proprietary trading firm that provides talented traders with funded accounts up to $200,000. Through the Pass First, Pay Later model and MetaTrader 5 integration, Yo Pips empowers traders to prove their skill before committing to a challenge fee — the same transparency-first thinking behind this Referral Rewards program.

Before you start referring

A referral becomes successful only after the person you referred verifies both their email and their WhatsApp number. Joining alone, or completing just one of the two, keeps the referral in a pending state with no reward attached.

No. Wallet balance is promotional purchase credit, not a cash payout. It can only be applied at checkout toward an eligible challenge purchase, and only up to 50% of that challenge's price.

No. Only the people you personally refer count toward your milestone progress. When someone in your downline refers a new user, you earn upline wallet commission on that success, but your own direct-referral count doesn't move.

The direct referrer earns $5 per success. Their referrer (Level 2) earns 20% of that base reward, or $1.00. Every eligible level beyond that (Level 3+) earns 5%, or $0.25 per level — all paid as Referral Wallet credit.

Your dashboard will show a status like "Email verified — WhatsApp pending" or "Waiting for verification." No wallet credit, commission, or milestone progress is recorded until both steps are done.

The maximum milestone is a free $5,000 funded account at 5 successful direct referrals. Your progress is cumulative — reaching 3 unlocks the $1,000 account, and continuing on to 5 still unlocks the $5,000 account.

Your first $5 is one verified referral away

Grab your link, send it to someone you trust, and watch your Referral Wallet and milestone tracker update the moment they're verified.