Rules & Regulations

All Yo Pips evaluation and funded accounts are simulated accounts unless expressly stated otherwise. Yo Pips does not provide investment advice, brokerage services, portfolio management, or guaranteed returns.

Traders must be at least 18 years old, legally able to enter contracts, and not located in any restricted, sanctioned, or prohibited jurisdiction.

Each account must be traded only by the verified account holder. Identity sharing, account renting, or trading on behalf of another person is prohibited unless expressly approved in writing.

Yo Pips may require government ID, selfie/liveness check, proof of address, payment verification, tax information, and any other compliance documents before funded activation, payout, or continued access.

Available platforms, spreads, swaps, commissions, leverage, trading hours, and instrument lists are shown in the dashboard or platform specifications and may vary by instrument.

Unless otherwise stated, Yo Pips uses UTC for daily reset, loss-limit calculations, trading-day counts, and payout-cycle timing.

A breach occurs immediately if any account exceeds the applicable daily loss, maximum loss, or other program rule at any time. Breached accounts are closed and are not eligible for payout or refund unless a published promotional policy says otherwise.

Yo Pips may review flagged activity manually. Traders may request a review by contacting support within 7 calendar days of the decision.

Profit targets are based on closed profit only. Floating profit does not count toward passing an evaluation until positions are closed.

Daily loss includes closed P/L + floating P/L + commissions + swaps during the current trading day. If the account equity reaches or exceeds the loss limit, the account is breached.

Maximum loss is measured on equity, not just closed balance. If equity reaches or exceeds the maximum permitted drawdown, the account is breached.

A trading day counts only if at least one real market trade is opened and closed on that day. Opening a position without meaningful activity does not guarantee the day will qualify if Yo Pips reasonably determines abuse.

Evaluation accounts have no maximum time limit unless a specific promotional offer states otherwise.

An account is marked as "Passed" only when all program objectives and compliance checks are fully satisfied.

An account fails if it breaches any rule. An account may expire if required post-pass payment or verification is not completed within the stated deadline.

The starter fee is paid when the trader purchases the Pay Later challenge.

The remaining program fee becomes payable only after the trader has passed the evaluation stage required for that plan.

The remaining fee must be paid within 7 calendar days of pass confirmation unless Yo Pips states another deadline in the dashboard.

If the trader does not complete payment within the deadline, Yo Pips may cancel the pass status and archive the account.

A passed evaluation cannot be sold, transferred, gifted, or assigned to another person.

If a plan advertises a refund or fee credit, the exact refund terms shown at checkout or on the promotion page govern that plan. If no refund is advertised, no refund applies.

Instant Funding accounts do not require a profit target or challenge phase.

Access is granted after successful payment, account creation, and any required compliance checks.

Instant Funding accounts use a 3% daily loss limit based on current-day equity movement, including floating loss, commissions, and swaps.

Instant Funding accounts use a 6% maximum loss limit.

For the first payout request, the trader must complete at least 14 calendar days, 5 active trading days, and produce at least 5% net profit without any breach.

Profit generation alone does not guarantee payout if compliance, identity, risk, or abuse reviews are incomplete or negative.

Payouts must be requested through the Yo Pips dashboard using an approved payout method shown in the account.

To request a payout, the account must be in profit, free of unresolved breaches, fully KYC-approved, and not under active abuse investigation.

Yo Pips may require all positions to be closed before a payout is approved.

Approved payout requests are typically processed within 1-3 business days, subject to provider and compliance checks.

Yo Pips may set a minimum withdrawal amount per payout method; this minimum will be shown in the dashboard.

The published plan split applies to the net eligible profit after any deductions required by law, payment provider, or published platform fees.

If a plan includes a first-payout fee refund or credit, it is applied only once and only to the specific fee(s) identified in the offer.

A payout may be rejected or delayed if KYC is incomplete, suspicious activity is detected, rule violations are found, or payout details are inaccurate.

Discretionary trading, swing trading, day trading, scalping, indicators, and EAs are allowed unless they violate any prohibited-practice rule below.

Copy trading is allowed only between accounts owned and verified by the same trader, unless Yo Pips states otherwise. Copying from third-party signals, unverified accounts, trade-selling groups, or external providers is prohibited unless expressly approved.

Use of a trader-controlled VPN or VPS is allowed. Device sharing, account renting, login sharing, or masking identity/location for abuse or evasion is prohibited.

News trading is allowed provided it does not rely on latency abuse, quote manipulation, off-market fills, or exploitative execution. Yo Pips may restrict specific instruments or events if necessary for risk management.

Holding positions overnight and over weekends is allowed unless the instrument specification or a special plan rule says otherwise.

The following are prohibited: latency arbitrage, hedge arbitrage, feed-delay exploitation, server abuse, high-frequency system exploitation, account/device sharing, one-sided group hedging, wash trading, fake liquidity behavior, tick manipulation, and any strategy primarily designed to exploit the simulated environment.

Yo Pips may flag and disqualify trading behavior that reasonably appears reckless or non-replicable, including "all-in" behavior, deliberate rule-avoidance, or concentration inconsistent with sustainable risk management.

Bonus abuse, multiple-account gaming, referral manipulation, or exploiting reset/retry mechanics is prohibited.

Yo Pips does not accept traders from any sanctioned, embargoed, prohibited, or otherwise restricted jurisdiction. The restricted-country list may be updated at any time.

The payment method used must belong to the trader or to an approved business entity linked to the trader. Third-party payment disputes may result in suspension.

Any chargeback, payment reversal, or fraud claim may result in immediate suspension of all related accounts until the matter is resolved.

Traders are responsible for understanding and paying their own tax obligations in their country of residence.

Yo Pips may request additional documents or reject transactions where fraud, sanctions exposure, identity mismatch, or money-laundering risk is suspected.

Accounts with no trading activity for 30 consecutive calendar days may be archived, suspended, or closed.

Yo Pips may temporarily suspend an account for compliance review, platform integrity checks, unusual trading behavior, or payment disputes.

Yo Pips may terminate any account for rule violations, identity issues, abusive conduct, fraud, or use of prohibited strategies.

A terminated trader may be denied future purchases, future payouts, and access to promotional offers.

Participation in Yo Pips programs does not guarantee funding, profit, payout, or future access to services.

Trading is high risk. Most traders fail evaluations or lose consistency over time.

Internet outages, platform downtime, slippage, price gaps, execution delays, and third-party service failures can affect trading outcomes.

The trader is solely responsible for understanding and following all active program rules before entering trades.

Yo Pips may update these rules at any time for compliance, platform, payment, or risk reasons. Updated rules apply prospectively unless immediate change is required by law, provider mandate, or fraud-prevention necessity.

If there is any conflict between this rules page, the checkout page, and a specific promotional page, the order of precedence is: checkout terms, then promotion-specific terms, then general rules page.

The English version controls in the event of any translation difference.

By purchasing, activating, or trading a Yo Pips account, the trader agrees to these rules and all related compliance checks.